CBA PRESIDENT & CEO RICHARD SEARCH, TESTIMONY ‘DEPOSIT ADVANCE PRODUCTS’

CUSTOMER BANKERS ASSOCIATION

PRIOR TO THE UNITED STATES OF AMERICA SENATE SPECIAL COMMITTEE ON AGING

“PAYDAY LOANS: SHORT-TERM SOLUTION OR LONG-TERM PROBLEM?”

Chairman Nelson, Ranking Member Collins and users of the Committee, many thanks when it comes to possibility to discuss the short-term liquidity needs of US customers and bank deposit advance services and products. I am Richard search and I also have always been President and CEO of this Consumer

Bankers Association (“CBA”). 1

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